Do I have short term or long term disability insurance?
Many workers have disability insurance through their employment. Oftentimes, you and your employer have purchased disability insurance for your benefit. Almost all disability policies purchased through work are processed through Federal Employee Retirement Income and Security Act (ERISA). Unfortunately, ERISA policies and claims are designed to protect your employer and the insurance company. Although legitimate claims, most are denied because the employee failed to follow all of the demands of the insurance company. Routinely, the insurance companies put into place a complicated ’laundry list’ of requirements of you and your doctor. If necessary, we can refer you to a doctor who will evaluate the extent of your disability. Our firm is able to bring your claim through the process faster and make the payments of wage benefits quicker.